Regulation

Mint’s blog, a must-read for all bankers if you want to know what consumers top of mind priorities are, sent a post out yesterday titled: “David & Goliath: How Customers are Sticking it to the Big Banks”. It immediately caught my attention because the Huffington Post in the USA has been promoting the idea of…

I’m continually impressed and amazed by the speed of change in the technology of the investment markets. For example, last year was all talk about low latency and lit versus dark pools. This year, it’s all about private cloud-based services based upon colocation and proximity services. Next year, it will be all about real-time liquidity…

We had a fascinating and packed meeting at the Financial Services Club this week with David Doyle, EU Policy Advisor, discussing the challenges of the new Barosso European Parliament and their legislative drive in financial services. David is a regular visitor to the Financial Services Club, and runs our European Financial Regulatory Advisory Group. In…

Each year, I try to start the year with a few predictions of what will happen.  Last year proved to be pretty accurate, although it was playing fairly safe. This year is fuzzier in outlook, with not a great deal of obvious trends emerging. But a few that seem likely are: Certainty in the economy…

With the news that the cheque will end its life as a valid payments instrument in the UK on 31st October 2018, it's worth reminding all that it's not just old people who use them: But that the main usage is with businesses, who want to keep cheques. Because they like them for cashflow management….

It's forty days since the introduction of the Payment Services Directive (PSD), so there has been lots of chat about the PSD this week, and how it’s working or not working. Derogations and interpretations are rife, with the hottest and most contentious issue being the fact that charges are now meant to be shared (SHA…

It's forty days since the introduction of the Payment Services Directive (PSD), so there has been lots of chat about the PSD this week, and how it’s working or not working. Derogations and interpretations are rife, with the hottest and most contentious issue being the fact that charges are now meant to be shared (SHA…

It's forty days since the introduction of the Payment Services Directive (PSD), so there has been lots of chat about the PSD this week, and how it’s working or not working. Derogations and interpretations are rife, with the hottest and most contentious issue being the fact that charges are now meant to be shared (SHA…