Chris Skinner's blog

Shaping the future of finance

Technology

Why banking will be free (Part 1)

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, I spent some time with…

Why banking will be free (Part 1)

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, I spent some time with…

Bank’s tweets and twitters

Interesting discussions going on about the latest social media craze, Twitter. As the site describe themselves: "People are eager to connect with other people and Twitter makes that simple. Twitter asks one question, 'What are you doing?' Answers must be under 140 characters in length and can be sent via mobile texting, instant message, or…

Twitter natwest

Bank’s tweets and twitters

Interesting discussions going on about the latest social media craze, Twitter. As the site describe themselves: "People are eager to connect with other people and Twitter makes that simple. Twitter asks one question, 'What are you doing?' Answers must be under 140 characters in length and can be sent via mobile texting, instant message, or…

Twitter natwest

Bank’s tweets and twitters

Interesting discussions going on about the latest social media craze, Twitter. As the site describe themselves: "People are eager to connect with other people and Twitter makes that simple. Twitter asks one question, 'What are you doing?' Answers must be under 140 characters in length and can be sent via mobile texting, instant message, or…

Twitter natwest

Bank’s tweets and twitters

Interesting discussions going on about the latest social media craze, Twitter. As the site describe themselves: "People are eager to connect with other people and Twitter makes that simple. Twitter asks one question, 'What are you doing?' Answers must be under 140 characters in length and can be sent via mobile texting, instant message, or…

Twitter natwest

Timing is everything

Various reviews today as to whether this ad: was appropriate to run during CNN's live coverage of US Airways Flight 1549, which managed to land in the Hudson River with all passengers escaping in tact on Thursday. The ad takes the mickey out of air travel, especially the idea of landing on water, and says…

Timing is everything

Various reviews today as to whether this ad: was appropriate to run during CNN's live coverage of US Airways Flight 1549, which managed to land in the Hudson River with all passengers escaping in tact on Thursday. The ad takes the mickey out of air travel, especially the idea of landing on water, and says…

Timing is everything

Various reviews today as to whether this ad: was appropriate to run during CNN's live coverage of US Airways Flight 1549, which managed to land in the Hudson River with all passengers escaping in tact on Thursday. The ad takes the mickey out of air travel, especially the idea of landing on water, and says…

Mobile payment provider ‘infuriates’ banks

I've blogged a few times about M-Pesa.   The first time was in late 2007, when Citibank did a deal to roll the M-Pesa model worldwide for remittances.  Then again in 2008, when Royal Bank of Scotland (RBS) announced the idea of a business model based upon being an MBNO, a Mobile Banking Network Operator.  The idea of the latter…