Blog Index

A summary of the main blogs of the week … FiBD: The FinTech Bullshit Detector I’ve been wondering for a while how so many companies can be starting up something in the same space, and how are they surviving?  The reason for mentioning it is that we keep hearing these numbers around how many billions…

A summary of the main blogs of the week … Could Trump and May be the new Reagan and Thatcher? I guess I’m an optimist and, in a world of pessimism, it’s an interesting place to be.  I say a world of pessimism as all I’ve seen since the Brexit vote and Donald Trump being…

The blogs over the holiday period included … LOOKING FORWARD TO 2017 10 predictions for 2017 There are lots of predictions being made for 2017.  After all, it’s that time of year.  So, having reviewed whether mine were right or wrong at the end of 2016, my first blog for 2017 is to make 10…

A summary of the main blogs of the week … Open Banking consultation (deadline December 23 2016) I’ve been talking a lot about open sourcing financial services this year and, more recently, tracking Open Banking.   The Open Banking Working Group was launched just over a year by HM Treasury to create an Open Banking Standard.  The…

This week’s main blog items are … The unbankable banked Reflecting on the last year, it’s been crazy.  I feel like I’ve spent most of the year jumping on and off airplanes.  Most visited cities are London, for obvious reasons, and Singapore.  I must have been there five or six times this year, and that…

A summary of the main blogs of the week … What do retail customers want? I blogged the other day about too many banks and that there’s not a big enough market for forty of them here in Britain.  It made me think about what do customers really want?  We talk about digital, apps, mobile…

This week’s main blog items are … A Banking Carol It was almost December 25, Christmas, and Jimmy Diamond was a happy man for a change. Just this week his bank had opened 100,000 new customer accounts (even though only 25,000 people had visited the bank); they had managed to sneak an extra 1% onto…

  The highlights of this week’s blog include …. Look at financial inclusion for innovation I guess in concluding this weeks’ thoughts, I’m left reflecting on a similar idea to the one I blogged a couple of weeks ago about a world turned on its head.  This time it’s a different take on the same…

This week’s blogging has been all about the future. A glimpse of the future, part one I know I talk about banking and technology most of the time, but I also have other topics of interest.  Art, history, travel, fine wine … although I obviously look at them all from a banker’s point of view…