Blog Index

Our biggest stories of the past week are … Rip it up and start again … I’m having so many conversations about so much stuff that my head is spinning these days.  Fintech, digital, transformation, change … it seems to be on the lips of everyone I meet.  Yet the one thing that stands out…

Our biggest stories of the past week are … What keeps Jamie Dimon awake at night? (clue: Fintech) I’ve written a lot about incumbents versus startups lately and noted with interest that Jamie Dimon’s annual letter to JPMorgan shareholders picks up on this theme (not as a direct result I’m sure?).  He talks about “hundreds of startups…

Our biggest stories of the past week are … The reports of my bank's death are greatly exaggerated There are a number of debates that pop-up regularly including the war on cash, the end of the branch and the death of banking.  The last one I haven’t blogged about much because it’s irrelevant, but I’ll…

Our biggest stories of the past week are … Why bitcoin will be bigger than the internet "In Spanish, we have a saying that when a genius points at the moon, a fool looks at the finger. I find that happens a lot with bitcoin." —Wences Casares The Finanser Interviews: Roberto Ferrari, General Manager of…

Our biggest stories of the past week are … Do you work for a monkey tree organisation? I’m often asked about how to implement a digital bank?  What are the top tips?  My response is that every company is different, with no two banks the same.  Some are evolutionary and try to tinker with the…

Our biggest stories of the past week are … Are we going through a Kodak/Nokia moment in banking? A brainstorming session with a group of banks raised this question: are we going through a Kodak moment in banking?  Are we seeing a Nokia change?  Will banks miss the tipping point and die from the reformation…

Our biggest stories of the past week are … Is the Fintech bubble about to burst? I recently recorded a video for Meniga to show at their conference in London for Next Bank Europe.  We had to do this as I was in New York on the day of the conference, and the organisers wanted…

Our biggest stories of the past week are … The role of the bank branch in the digital age I tweeted yesterday that bank branches are still important as, for many, digital only is too nerve wracking when it comes to money.  I knew it would get some pushback, and it did, but here’s the…

Our biggest stories of the past week are … Can you have decentralised exchange without centralised control? I often have these debates with the bitcoin community about whether you can really have money without government.  Let’s not call it money without government even, let’s just focus upon the question of whether you can have value…

Our biggest stories of the past week are … The Finanser Interviews: Mark Mullen, CEO of Atom Bank In the first of The Finanser Interviews we talk to Mark Mullen, CEO and Co-Founder of Atom Bank and former CEO of First Direct.  Atom Bank is a major new digital bank due to launch in the UK later…