Our biggest stories of the past week are … "An $81 million payments transaction cost just 4 cents to process", thanks Bitcoin I just spent a couple of days talking about cryptocurrencies and the bitcoin thing again. It still amazes me how many misperceptions and distorted views there are out there about this area. One…
Our biggest stories of the past week are … "An $81 million payments transaction cost just 4 cents to process", thanks Bitcoin I just spent a couple of days talking about cryptocurrencies and the bitcoin thing again. It still amazes me how many misperceptions and distorted views there are out there about this area. One…
Our biggest stories of the past week are … What is a digital bank? This question arises fairly often and I guess it’s because some people think of it as the addition of mobile apps and tablets; others believe it is creating a paperless bank; whilst others talk about a digitalisation of processes and products. …
Our biggest stories of the past week are … Card companies are more social than banks I often talk about how our work-life balance has disappeared and that we now have just a tech-life balance. Social and professional have merged. What was personal is now shared, and things that would usually be private are now…
Our biggest stories of the past week are … Card companies are more social than banks I often talk about how our work-life balance has disappeared and that we now have just a tech-life balance. Social and professional have merged. What was personal is now shared, and things that would usually be private are now…
Our biggest stories of the past week are … What is the 'digital core' for a bank? I’ve been talking about banks replacing their legacy mess with a digital core for a while now. Rearchitect your bank by getting rid of spaghetti based systems organised around products and channels to market, and redesign them for…
Our biggest stories of the past week are … What is the 'digital core' for a bank? I’ve been talking about banks replacing their legacy mess with a digital core for a while now. Rearchitect your bank by getting rid of spaghetti based systems organised around products and channels to market, and redesign them for…
Our biggest stories of the past week are … Banks told to watch out for small competitors I was going to write a long blog about SWIFT today, but it makes more sense to post tomorrow after seeing a report by journalist Richard Meadows, who summarised my latest presentation well. Will Bitcoin replace SWIFT? Apparently,…
Our biggest stories of the past week are … Retailer banking: it's just not the same We talk a lot about challenger banks. These are the new banks that will create competition against the incumbents. The names thrown around include Metro Bank, Virgin Money, Tesco Bank, Aldemore, Shawnbrook and more. Although none of these have gained…
Our biggest stories of the past week are … Ryanair Bank or Private Bank? Your choice! I’ve talked for some time about component based banking but what about component based pricing? Bank pricing is the most opaque part of the industry, and the part that irritates customers the most. Customers get charged high fees for unauthorised overdrafts…
