Chris Skinner's blog

Shaping the future of finance

Blog Index

The Finanser’s Week: 6th November – 12th November 2017

This week’s main blog headlines are … The ten-year ticking timebomb I’ve been saying for so long now that banks need to replace core legacy systems that I’m boring myself, but here I go again. The reason I’m talking about it again is that, even though some disagree and think they can fudge the issue…

The Finanser’s Week: 30th October – 5th November 2017

This week’s main blog headlines are … Regulating the unregulated I was thinking about this question of how to regulate global technology platforms that don’t recognise national boundaries, mainly in the context of crypto and digital currencies. How can you regulate a global currency that has no view of state or national laws? Obviously, you…

The Finanser’s Week: 23rd October – 29th October 2017

This week was all #Money2020 … The latest on Apple Pay (#Money2020) I just attended the Money2020 opening session where Jennifer Bailey, who heads up Apple Pay, made a series of statements and announcements about the three-year anniversary of Apple Pay. Released on October 20, 2014, the wallet is now used extensively in the USA…

The Finanser’s Week: 16th October – 22nd October 2017

This week’s main blog headlines are … Why bankers only see horses and technologists are creating cars I was at a large bank’s wealth management conference recently, where the CEO was being quizzed about various areas including a lot about technology and FinTech. He made several statements that I noted with interest: “Roboadvisory services improves…

The Finanser’s Week: 2nd October – 15th October 2017

The top blog posts of the last fortnight include … The next ten years of technology from Gartner and Skinner I just spotted that Gartner have made a series of ten bold predictions for IT 2018 and beyond. They are summarised nicely by Forbes and are: By 2021, early adopter brands that redesign their websites…

The Finanser’s Week: 25th September – 1st October 2017

This week’s main blog headlines are … My fictional partner This is my wife. She doesn’t know she’s appearing on my blog today, but it doesn’t matter because she doesn’t exist. Well, she does physically but, according to my bank, she doesn’t exist. I only discovered this recently, due to trying to open a new…

The Finanser’s Week: 18th September – 24th September 2017

This week’s main blog headlines are … How do you see the world? I was reflecting on an interview about the role and importance of Asian, and specifically Chinese, FinTech when something exploded in the middle of my head. Not literally, of course, although you might have said that, but more an idea that had…

The Finanser’s Week: 11th September – 17th September 2017

This week’s main blog headlines are … Bankers see faster horses; technologists imagine cars I was chairing a conference on blockchain and distributed ledgers the other day. The audience were a mixture of start-ups and banks, and the speakers were talking about how they viewed the world of distributed ledger developments. Many of the banks…

The Finanser’s Week: 4th September – 10th September 2017

This week’s main blog headlines are … InsurTech’s big ticket items: machine learning on the blockchain I don’t usually tell people that I’m a qualified expert in insurance as it’s not relevant, but I’m mentioning it today as I just presented at a private insurance event. There are lots of interesting nuances in insurance. You…

The Finanser’s Week: 28th August – 3rd September 2017

This week’s main blog headlines are … Slow regulations versus fast tech Before 2010, I was writing a lot about technology but it was all heavily geared towards regulations.  It was pretty dull, to be honest, but worthy.  MiFID and PSD were top of mind, along with Basel III and other global, European and domestic…