Chris Skinner's blog

Shaping the future of finance

Crypto

The crypto rollercoaster

It is a wild ride with cryptocurrencies. Rising rapidly with Trump’s presidential campaign – after all, he is the crypto President! – things have gone south badly in the last week. It’s kind of that crescendo from zero to hero to zero again. The rises and falls in cryptocurrency values are a real rollercoaster. For…

Why are CBDCs not working?

After many years we have had many discussions of many countries and many banks talking about launching many central bank digital currencies (CBDCs). Today, only three countries have a live CBDC: the Bahamas, Jamaica and Nigeria. Doesn’t that feel a bit strange? Well, most governments are experimenting with CBDCs and SWIFT, to retain their control…

What is the next big thing?

A quantum financial system, or QFS for short Maybe it’s the way my feeds are set up, but every day seems like a headline about cryptocurrency and AI these days. Take my daily things worth reading, and here’s a few examples just from last Monday. On crypto: Trump orders crypto working group to draft new…

Who wants payments on X?

As a long-term and dedicated user of facebook and twitter since the 2000s, it is weird to find that, today, they are no longer useful tools. The feeds are now stacked with Mark Zuckerberg updates, Musk propaganda and worse. The only tool that’s still useful is LinkedIn, although there are issues there too. So it…

You can take a16z out of the UK, but you cannot take the UK out of a16z

Marc Andreessen announced that their office in London, opened only two years ago, would shut down and its got everyone talking. Is London finished? Is the UK’s claim of being a great tech economy over? Will it bring down the government? Well, there are differing views. Many believe it is due to the new Trump…

Things worth reading: 24th January 2025

Things we’re reading today include … Strengthening American Leadership in Digital Financial Technology – The White House Trump Issues Executive Order to Boost Cryptocurrency Industry – The New York Times Trump orders crypto working group to draft new regulations, explore national stockpile | Reuters Davos 2025: Is the cryptocurrency era about to begin? | World…

Big Tech wants Big Gov to protect them (help them make trillions)

On Monday, the crypto-president of America takes office. Bearing in mind that I’ve said several times he will be the crypto-President it is interesting that, in the last few weeks, he will be more than this. He will be the Big Tech President. Here is why. We live in such interesting times. Digitalisation has creeped…

Are you really a smart contract?

Some years ago, I wrote a paper for SUERF. What’s SUERF? SUERF stands for Société Universitaire Européenne de Recherches Financières, which is French for the European University of Financial Research. It is a non-profit, non-partisan organisation that aims to promote discussion and understanding of financial and monetary issues. All well and good. The reason for…

How Donald Trump will build crypto-America

Donald Trump’s administration is expected to turn the US into a crypto-friendly hub using a range of changes to tax policies. Here’s the best guess of what that means. For some time I’ve talked about Donald Trump’s ambition to be the crypto President and, as his inauguration on January 20th approaches, it makes you wonder…

What will happen with crypto in 2025?

So, I’ve already talked about payments, technology and mentioned cryptocurrencies but, this year, crypto deserves its’ very own singular entry. Cryptocurrencies are huge in 2025. This is not only because Donald Trump and Elon Musk will do their utmost to make America the Crypto Capital, but because – after sixteen years – cryptocurrencies are coming…