Digital Bank
Why digital transformation fails
I got a nudge that my good friend Jim Marous had just published a new report, sponsored by Qorus and Infosys Finacle. 💯 Jim Marous states that: “innovation is important in banking because it drives growth, allows organisations to stay competitive, and helps solve complex problems in an ever-changing world.” Jim surveyed a range of bankers…

Should Apple buy Goldman Sachs?
If you haven’t noticed recently, Apple has been making moves into money. They started with a partnership with Goldman Sachs to launch a credit card. More recently, they’ve launched Apple Pay Later, their BNPL (Buy Now Pay Later) service, and then a savings account offering 4.15 percent interest, 10x the national average in the USA….

The positives of being artificially intelligent
I often use this headline: An AI Completed 360,000 Hours of Finance Work in Just Seconds in my presentations. The story is about JPMorgan who automated the checking of commercial contract wording. The AI machine they deployed was so effective at saving time that they could layoff 1,500 lawyers. Is that a good thing? Equally,…

The main uses of AI in banking
The banking industry has always been at the forefront of adopting new technologies to improve its efficiency, effectiveness, and customer experience. In recent years, Artificial Intelligence (AI) has emerged as a game-changer in the banking sector, transforming various aspects of banking operations, from customer service to risk management, and driving significant changes in the way…

Are you who you say you are?
As an advocate of digitalisation, I am finding myself more and more conflicted these days. Apps don’t work; settings change; updates mess up my services; processes break and cannot be repaired without a reset; I can’t make a payment as there is no WiFi or mobile data; I can’t get home as FreeNow and Uber…

FinTech and the Future of Finance [World Bank report]
The World Bank released a free report the other day titled: FinTech and the Future of Finance. It’s an interesting read and I was going to summarise it, when I discovered on LinkedIn that my friend Richard Turrin had already done the job. Here you go: “The World Bank” delivers a great read on fintech and…

The embedded, invisible, intelligent bank
When a bank disappears from sight, can it still exist as a bank? The short answer is yes, in an invisible finance world. While I believe that banks and banking will not disappear, I do believe that most banks will. They won’t disappear completely, of course, they will just cease to be something we think…

Fintech expert Chris Skinner: countries need digital transformation to remain competitive
Digital Transformation Programme

Top 50 Global Thought Leaders and Influencers on FinTech 2022

Thinkers360 Thought Leader
Best Financial Services Blogger

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards
Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best CEO of the Year UK 2022
Best Digital Finance Provider of the Year UK 2022
Best Financial Markets Adviser of the Year UK 2022
Portal to the Knowledge Base of the Financial Services Club UK 2022
Financial Markets Advisor of the Year UK 2022


Corporate America Today Annual Awards
Best Financial Markets Adviser of the Year UK 2022
Portal to the Knowledge Base of the Financial Services Club UK 2022
Financial Markets Advisor of the Year UK 2022

Nominee of MAD33 2021

The Past, Present And Future Of Banking, Finance And Technology
Kids creating the future bank | TEDxAthens
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UK’s most influential person in technology

Captain Cake and the Candy Crew
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TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

TheNextWeb – #tnw
Learn more about Chris

Presentation at ZBP, September 2020, Warsaw, Poland
Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser

What is the future?
