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This week’s main blog discussions include … What will happen when your brain is ’embedded’? I was thinking about embedded, intelligent finance and imagining the future. There are many scenarios, but one that I kept returning to is when you have infi inside (intelligent finance inside). A chip in your brain, and you can run…

As someone who has been writing most of his life, and specifically books for two decades, the singular focus on technology and finance has been an interesting journey. The breakthrough came in the early 2010s for me, when Digital Bank was released. Since then, I’ve travelled the world meeting visionaries in banking, finance and technology,…

Thinking about money being inside my head, it already is in many ways. When I go around paying for things, I’m not focused upon my balances but on living my life. In the back of my head is that awareness that debits are going down and credits up, but the actual numbers are generic and…

Building on yesterday’s idea of the future world, where our brains are connected 24*7 in real-time to the network, what would that mean for financial services? Well, I’ve blogged about this a few times already: Invisible banking is the place to be Nobody wants embedded finance Specifically, if we think of money as part of…

I was thinking about embedded, intelligent finance and imagining the future. There are many scenarios, but one that I kept returning to is when you have infi inside (intelligent finance inside). A chip in your brain, and you can run your life on automatic. It may seem phantasmagorical but there are several examples of where…

I was sitting in a board meeting the other day. It was on Zoom. I was engaged, as this was a critical moment in the business’s future, but could not help returning to one attendee and wondering why they were there. There was an Elephant in the Zoom. What was it doing there? What was…

The main blog discussions this week include … You can’t handle the truth My typical day is spent with news channels in the background. It makes me feel like I’m in an office. The non-stop chat and talk of people about the problems of our world. Thing is that, the more you hear global news,…

My typical day is spent with news channels in the background. It makes me feel like I’m in an office. The non-stop chat and talk of people about the problems of our world. Thing is that, the more you hear global news, the more you get depressed. Good news is not news. The celeb gossip,…

Although we can mock consulting houses, their research can prove incredibly useful. This is why I’ve just put McKinsey’s top 15 technology trends report at the top of my inbox. Here is the summary McKinsey Technology Trends Outlook 2023 After a tumultuous 2022 for technology investment and talent, the first half of 2023 has seen…

As millennials reach C-suite positions, they bring with them new eyes, new skills and new outlooks. In particular, they get technology, the internet, the digital world. Does this mean that banking will evolve and change naturally, due to new leaders with new eyes? Possibly yes, maybe no. The thing is that it is clear that…