Grid

I was recently wondering which banks are the most green. Names come to mind like Co-operative Bank (UK), Triodos Bank (Netherlands), Alandsbanken (Finland), MyBank (China), Amalgamated Bank (America) and more, but they are few and far between. Some are committed and some are just paying lip service or, as we say, greenwashing. The difference is…

For some time it has been clear that there are at least two camps in banking: those who get tech and those who don’t. This applies at the executive level just as much as it applies at the customer level. The manifestation of this in reality is a bank that thoroughly doubles down on digitalisation…

Times change. We can see that from the massive success of some firms, like NuBank, that there is good news out there in some parts of the world. Having said that, 2023 seems to be blighted by an awful lot of bad news. A company regularly picked over by the media is the massive failure…

There have been quite a lot of annoying changes to twitter in recent months. Rebranded as X with a scruffy looking logo, the service is trying to monetize its users by making the services more and more difficult to use … unless you pay. From an owners view, that makes sense. The platform needs to…

This week’s main blog discussions include … The best challenger bank in the world? Brazil’s FinTech giant Nubank just crushed its 2Q 2023 earnings. We have never seen growth like NU’s in any challenger bank. In fact, some would claim – including me – that this ten-year-old company is not only the strongest neobank in…

A few years ago, a bank CIO said to me that he was not that bothered about blockchain technologies, as these involved many externalities; he was far more interested in AI, as this could make breakthroughs with internalities. In case his words are lost in translation, what he meant is that blockchain would not deliver return…

I’ve spent my life in marketing, sales, consulting, development, technology and finance. It’s been a good one. It’s also the reason why I roam around many different topics on this blog, and sometimes talk about more generic things than specific things. So, today’s blog is generic and not specific. It’s about marketing. Interestingly, something I…

You all know that I love future trend watching and so when I stumbled across Roland Berger’s Compendium of Future Trends through 2050 … how could I resist? After all, I have already given my view on the world of 2050, but Roland Berger may be more credible as they ar a global consulting firm competing…

We’ve talked for years about the need for micropayments. I can remember in the 1990s that the pay-per-view model demanded a payment for a single piece of information. Why should I subscribe for $30 a month to a website where one article has become relevant? Surely, I could pay $0.50 cents to read that one…

Brazil’s FinTech giant Nubank just crushed its 2Q 2023 earnings. We have never seen growth like NU’s in any challenger bank. In fact, some would claim – including me – that this ten-year-old company is not only the strongest neobank in the world, but one of the best-run digital banks ever, maintaining solid profitability. Here…