Innovation

Mar 26, 2013

Creating an agile, designer IT Shop from a CIO who knows how

Time to head home after a day in India at the launch of the new design centre for finance launched by Polaris Financial Technology in Chennai (Madras for the old folks out there). As you walk into the Design Centre, you are greeted by a map of the world … completely made out of Indian…

Mar 19, 2013

Banks are just data vaults

There have been several themes I’ve explored on the blog lately that are the foundations of my latest presentations: Mobile is irrelevant, it’s the behaviours that are key Money is meaningless, it’s the data that is important Capitalism is dead, we are now ruled by social capitalism Privacy has gone and security is our greatest…

Mar 19, 2013

Banks are just data vaults

Feb 28, 2013

The latest stats on Bitcoin

I’ve written a lot about Bitcoin over the last year: Is Bitcoin the future of money … or are we smoking dope? (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February 2013) But had a sanity check when looking…

Feb 22, 2013

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Feb 22, 2013

A new currency payment system is about to explode

Feb 21, 2013

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important. In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

Feb 21, 2013

Don’t forget socialisation and gamification: tomorrow’s banking today

Feb 20, 2013

From personalisation to virtualisation: tomorrow’s banking is here today

Checking out this morning’s news , I discovered this new innovation from Wells Fargo where you can get personalised ATM messages. The new ATMs include customised screens based on customer preferences and “favourites” that are highlighted on the screen based on the personal usage of ATM’s by the customer. There’s also a tool called “ATM Cash…

Feb 20, 2013