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Shaping the future of finance

ValueWeb

The Birth of Computing and Development of the Web

Uncategorizedby

The last chapter of ValueWeb talks about what comes after the third generation internet: the internet of value.  This is the internet being built today, based upon shared ledgers, cloud, apps, APIs and analytics.  Of course, the next generation is the internet of things.  But what comes after that? There is an answer, but you…

Who needs a financial centre?

Blockchainby

For ten years, my friends cover at Z/Yen have been producing the Global Financial Centres Index (GFCI), on behalf of the City of London.  It’s a research program where people can answer the survey questionnaire and, from those participating, the different cities of the world vying to be financial hubs are ranked.  Around 2,500 people respond…

B2B2C off!

Technologyby

So I’m in a conference that’s talking all the time about B2B2C models.  I guess that’s because there are a lot of FinTech startups focused on the B2B2C structures like Leveris, Thought Machine, Solaris, RailsBank, ClearBank, CBW and more.  But these are not B2B2C structures.  The people talked B2B2C have got that wrong.  There is…

Where’s the ROI in immediate payment systems?

ValueWebby

I’m just starting a project on real-time, immediate, faster payments or whatever you call it.  It’s basically making a payment that is either settled within seconds or the data is moved and settlement takes place at a later time, but it look immediate. There’s lots of reports out there about immediate payments, with my favourite…

Open Banking consultation (deadline December 23 2016)

Digital Bankby

I’ve been talking a lot about open sourcing financial services this year and, more recently, tracking Open Banking.   The Open Banking Working Group was launched just over a year by HM Treasury to create an Open Banking Standard.  The standard is meant to guide how open banking data should be created, shared and used by its owners and those…

The unbankable banked

Case Studiesby

Reflecting on the last year, it’s been crazy.  I feel like I’ve spent most of the year jumping on and off airplanes.  Most visited cities are London, for obvious reasons, and Singapore.  I must have been there five or six times this year, and that reflects Singapore’s ambitions to be a Fintech hub.  I’ve also…

Go Fintech or go home (and don’t be Techfin)

Digital Bankby

I’m relaxing and thinking.  A bad combination.  Just had several sessions with different conferences on Brexit, Open API’s, PSD2, Open Sourcing, Open Banking, Innovation and more … and it all seems like such drivel.  One of the sessions was asking the question: is it time to drop the curtain on innovation theatre?  Yes, for gawds…

Blockchain is dead, long live the Blockchain

Blockchainby

I’ve noticed a great deal of schadenfreude related to the R3 bump.  Lots of people saying that blockchain is past its sell-by date, R3 are bust and distributed ledgers are dead.  I think it’s related to the journalists who, having delighted in bigging up blockchain big time for the past two years are now relishing…

Global networks need global finance

Uncategorizedby

I’ve recently been wowed by series such as House of Cards (Netflix) and The Man in the High Castle (Amazon), and am really blown away by The Crown (Netflix) and The Grand Tour (Amazon).   I’m blown away not because these are good internet shows, which they are, but by the budgets being spent on them….

Reboot the bank’s boardroom NOW!

Uncategorizedby

Bye bye banking job for life Many of the banking folk I meet have been with the bank as man and boy, woman and girl.  It’s a job for life.  Funnily enough, I’ve never known one of those jobs.  I guess it’s because I work in tech, and many of the tech firms I’ve worked…

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards

Best CEO of the Year UK 2022

Best Digital Finance Provider of the Year UK 2022

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Corporate America Today Annual Awards

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Best Financial Services Blogger

Nominee of MAD33 2021

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Digital Bank, May 2014 from Chris Skinner

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Gaping Void's Hugh MacLeod worked with the Finanser

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