Chris Skinner's blog

Shaping the future of finance

Blog Index

The Finanser’s Week: 31st July – 6th August 2023

This week’s main blog discussions include … Is the City going the way of the shopping mall? I’ve blogged several times that, as people move to online everything, the retail main street stores and shopping malls are dying. In a similar fashion, bank branches are closing faster than ever and becoming restaurants or coffee houses…

The Finanser’s Week: 24th July – 30th July 2023

This week’s main blog discussions include … Should a bank close a customer’s account because they disagree with their views? From The Times: ‘Until last summer, Nigel Farage had dealt with the same relationship manager at Coutts for years. Then Mark Pierce left for the rival private bank Arbuthnot Latham, and responsibility for the outspoken…

The Finanser’s Week: 10th July – 17th July

This week’s main blog discussions include … The Evolution of Fintech and Its Impact on Banking: A Paradigm Shift by ChrisGPT I asked ChatGPT to write an article in my style. Here’s what it came up with: Introduction In the fast-paced world of finance, few have embraced the power of technology and innovation as passionately…

The Finanser’s Week: 3rd July – 9th July 2023

This week’s main blog discussions include … How AI will impact your business Some people may think McKinsey are a dark force, but their research is pretty good. In the latest white paper, they summarise what is happening with AI and GPT (Generative Pre-trained Transformer) and, with all the buzz around ChatGPT and BankGPT, the…

The Finanser’s Week: 26th June – 2nd July 2023

The main blog discussions this week include … The relationship between banking, fintech and the Titanic I hesitate to write this, as it is controversial. But then I am not afraid to confront controversy. After the tragic implosion of Titan, the OceanGate submersible submarine that was doing the deep dive to the Titanic … ……

The Finanser’s Week: 19th June – 25th June 2023

This week’s main blog discussions include … Dame Alison Rose on creating a purpose-driven bank (NatWest) I stumbled upon a podcast the other day. It intrigued me as it’s all about building a blueprint for a better business and, in episode 2, the host – Charles Wookey (nothing to do with Star Wars) – had managed…

The Finanser’s Week: 12th June – 18th June 2023

This week’s major blog discussions include … AI will save us, not kill us Marc Andreesson of Andreesson Horowitz fame, the leading investor in fintech start-ups, published a long piece on how AI will save us the other day. It is well worth a read, but it is a long read (about 30 minutes) so,…

The Finanser’s Week: 5th June – 11th June 2023

This week’s main blog discussions include … Make my money matter … an interview with Richard Curtis I spotted an interview with Richard Curtis the other day about his campaign to change how pensions funds invest. The campaign is called Make my money matter and asks institutional investors, pension funds and banks to ensure that…

The Finanser’s Week: 29th May – 4th June 2023

This week’s main blog discussions include … How to regulate AI? European Union and United States diplomats are meeting today, for the fourth time, to work out how to regulate artificial intelligence (AI). The EU Commission expects agreement in the European Union this year on the first AI law, in what some see as a…

The Finanser’s Week: 21st May – 28th May 2023

This week’s main blog discussions include … Some challenger banks are challenged I’ve written quite a lot about Revolut and Monzo, as well as many other challenger banks. Now, as we hit hard times with rising inflation, interest rates and a recession looming in so many markets what’s the state of the fintech nation? Well, it’s challenging…