BNPL became a big thing in August
Some years ago, July 2015 to be exact, I interviewed Niklas Adalberth, co-founder of Klarna. Niklas left the company shortly after but is still invested and, interestingly, is investing in other unicorns like Mollie. Not bad for a guy who was flipping burgers for a living in his 20s (he’s now 39). I quote from that…

Mapping the Finverse
I blogged the other day about the Finverse and $100 billion invested in FinTech firms in the first half of 2021. Wow! It made me think that I often talk about the fact that there are 1,000’s of FinTech start-ups launching around the world. My guess today is that there are over 15,000. Who knows? There…

What about maybe? Banks, challengers and neobanks are failing customers …
I was thinking about things that are not being dealt with by banks or fintechs. Surprisingly, there are many things that come to mind: real-time proof of identity to avoid freezing of accounts multiple verifications of a payment to ensure you send to the right person’s account better use of FaceID and similar biometrics to…

Welcome to the Finverse
Am I the only one fed up with catchphrases in tech to create the Next Big Thing (NBT)? Cloud, Big Data, Platform, Ecosystem, Kubernetes and more are regularly catching an ember to try to spark a fire. Sometimes it works – Digital and Banking-as-a-Service (I’m biased as I was there first) – but some just seem silly. Take…

$100 billion spent on FinTech in just six months …
The world is getting interesting. Circle announces plans to become a fully registered bank; Lending Club buys a credit union; Credijusto (Mexico) buys a bank; Raisin (Germany) acquires a bank … the list has, is and will go on. Meantime, JPMorgan snaps up OpenInvest; US Bank buys Bento; Lloyds (UK) acquire Embark Group; Visa eats…

The Finanser’s Week: 9th August 2021- 15th August 2021
This week’s blog launched FinTech4Kids FinTech4kids, Part 1, Demand and Supply FinTech4kids, Part 2, Banking and FinTech FinTech4kids, Part 3, Cloud and the Network Effect FinTech4kids, Part 4, Remittances and Blockchain FinTech4kids, Part 5, Biometrics and Identity This week’s top reading includes (via Citadel Advantage): Banks delay return to office as delta variant surges Insider…


























