Grid

I was thinking about embedded, intelligent finance and imagining the future. There are many scenarios, but one that I kept returning to is when you have infi inside (intelligent finance inside). A chip in your brain, and you can run your life on automatic. It may seem phantasmagorical but there are several examples of where…

I was sitting in a board meeting the other day. It was on Zoom. I was engaged, as this was a critical moment in the business’s future, but could not help returning to one attendee and wondering why they were there. There was an Elephant in the Zoom. What was it doing there? What was…

The main blog discussions this week include … You can’t handle the truth My typical day is spent with news channels in the background. It makes me feel like I’m in an office. The non-stop chat and talk of people about the problems of our world. Thing is that, the more you hear global news,…

My typical day is spent with news channels in the background. It makes me feel like I’m in an office. The non-stop chat and talk of people about the problems of our world. Thing is that, the more you hear global news, the more you get depressed. Good news is not news. The celeb gossip,…

Although we can mock consulting houses, their research can prove incredibly useful. This is why I’ve just put McKinsey’s top 15 technology trends report at the top of my inbox. Here is the summary McKinsey Technology Trends Outlook 2023 After a tumultuous 2022 for technology investment and talent, the first half of 2023 has seen…

As millennials reach C-suite positions, they bring with them new eyes, new skills and new outlooks. In particular, they get technology, the internet, the digital world. Does this mean that banking will evolve and change naturally, due to new leaders with new eyes? Possibly yes, maybe no. The thing is that it is clear that…

I think it is time to launch a website of cryptoscams so yes, I’ve done it. It’s called cryptocrim.com, a space where all the crypto criminals will be thrown into Room 101, a place where you can consign anything you hate to history (although George Orwell had other ideas). The new site will be live…

Apple rules the world. Assailed by Google/Alphabet, Facebook/Meta, Samsung and more, Apple has sustained an incredible trajectory to become a three-trillion-dollar company. Apple is now worth more than the entire FTSE100 list of companies … In terms of competitors, only Microsoft comes close which, some say, is mainly due to OpenAI’s ChatGPT, but Apple’s dominance is…

This week’s main blog discussions include … Is the City going the way of the shopping mall? I’ve blogged several times that, as people move to online everything, the retail main street stores and shopping malls are dying. In a similar fashion, bank branches are closing faster than ever and becoming restaurants or coffee houses…

I’ve been writing about the war on cash for years. It’s a constant theme that comes up at conferences like SIBOS, and the first time I think I heard the phrase was a Visa presentation back in the 2000s. Back in 2012, I wrote about a Pew report that surveyed a range of experts about mobile…