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The 2020 Fintech Year in Review

I said I was on holiday, which I am, but noticed a very nice round up of 2020’s biggest Fintech news stories by Abraham A. Tachjian, who writes at ATonFinTech.com. I felt it was a good way to end the year and Abraham kindly said yes, I can share it …

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2021: things can only get better

This is my last blog of 2020, so I thought I would look back at the year with a personal view. A terrible year. A year of locked down loneliness for many. In my case, it’s been hard. I am used to being in a different country every other day, …

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What is the future?

I was chatting with a friend the other day, who pointed out my predictions. I don’t like to talk about them, as I’ve made so many, but he focused upon how accurate most of them have been. I was one of the first to talk about the impact of China …

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The Top 11 Blogs of 2020

These are the top 11 most read blogs of 2020 … unsurprisingly, they are mainly about digital transformation and the biggest challengers out there: Monzo, Starling, Revolut, Ant and company; although this year’s #1 will surprise you as it’s nothing to do with finance and technology. Enjoy!   At #11 …

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The elephant left

This is the sixth in a series of blogs about the elephant, which represents the economy, and the bird, which represents the future. The bird was out of its cage, but it stayed in the room. We had talked a lot about the economy and, although the elephant had left the …

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Failure is the best thing for you

One of my most popular blogs, which surprised me, was when I wrote about how redundancy was the best thing that ever happened to me. It’s true. I learned more from failure than I ever learned from success. I learn more from hardship than I ever learn from complacency. It’s …

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Can we change The System? Yes, we can … ish

I woke up yesterday to find this story on Sifted, the Financial Times newish platform dedicated to innovation and FinTech: Fintechs to cosy up with politicians to counter ‘big bank lobby’ It’s interesting, especially for a guy like me who has hovered around all of the lobbies mentioned. The gist …

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#KlarNAAA? Is #BNPL a good or bad thing?

Five years ago, I interviewed Niklas Adalberth, Co-Founder, Deputy CEO and Board Member at Klarna. He left the company shortly after, and is now a venture capitalist at Norrsken. At the time, Klarna was relatively unheard of, but the interview intrigued me at the time. It was all about an …

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We need some Zoom etiquette

Do you switch video on or not? 2020 has seen the big switch to video conferencing. Why didn’t we do it before? We’ve had video conferencing available on our phones and PC’s for years. Why is it we only switched this year? Because we are all distancing. Before March 2020, …

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The People’s Republic of the Network

I’ve talked a lot about GloLo – the integration of local with global. This is where physical and digital come together, and has clearly been demonstrated during the pandemic. I’m local – locked in and not going anywhere – but I’m global – I’m video-calling every day to everywhere in …

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Facebook’s Diem is a shadow of Libra

I guess that Facebook caused many central banks to realise that if they didn’t issue digital currencies then others would. Hence, why most central banks are issuing them. But it’s not an either-or scenario. “We will see in the not-too-distant future a sovereign digital currency coming out.” Michael Corbat, CEO …

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