Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 19th December – 25th December 2022

 This week’s main blog discussions include … Goodbye 2022 (and good riddance) I don’t know about you, but 2022 was a weird year for me. It started with pandemic controls being loosened, and I assumed it would be business back to normal and a great year. Instead, everyone started striking and laying people off. There…

Goodbye 2022 (and good riddance)

I don’t know about you, but 2022 was a weird year for me. It started with pandemic controls being loosened, and I assumed it would be business back to normal and a great year. Instead, everyone started striking and laying people off. There were redundancies everywhere, friends were struggling. Then there was a crypto meltdown,…

Banks and crypto

Brushing FTX and the crypto winter to one side, a couple of other crypto-related headlines caught my attention recently. The first is America’s oldest bank, BNY Mellon (founded 1784), is offering digital custody services. BNY Mellon, America’s oldest bank, launches crypto service  The bank will store private keys to access the funds and provide the same bookkeeping…

Don’t be a wolf in sheep’s clothing if you’re not a wolf

There are so many people who have been saying banks are boring, unable to change, incapable of being truly digital and challenged by challenger banks and fintech. Yet, here we are, almost at the start of 2023, and all of the challengers and start-ups are begging for banks to work with them. What’s happened? In…

Fintech Island Discs

About a year ago, Barb MacLean started a fun FinTech playlist where, each week, she picks out the top FinTech comments of the week and adds a music track to the column. If you’re not aware of it, subscribe here. It made me think, whilst out for a walk the other day, about creating a…

Top 11 blog entries of 2022

Here are this year’s 11 most-read blog items but, unlike previous year’s, they are not in order as it made more sense to list them by subject matter. Therefore, the placement is in parenthesis. Enjoy!   Banking in 2022: what’s going to happen? (#9) www.thefinanser.com/2022/01/banking-in-2022-whats-going-to-happen.html/ This was the forecast for banking made in January, using …

The Finanser’s Week: 12th December – 18th December 2022

This week’s main blog discussions include … 8 steps to innovation, as recommended by Robin Sharma Just saw Robin Sharma speaking at an event on innovation, who spoke before me. If you don’t know him, he’s been writing about leadership and innovation for years and, by background, was trained as a lawyer. He’s also a self-help…

8 steps to innovation, as recommended by Robin Sharma

Just saw Robin Sharma speaking at an event on innovation, who spoke before me. If you don’t know him, he’s been writing about leadership and innovation for years and, by background, was trained as a lawyer. He’s also a self-help inspirational speaker which the cynic sceptic grumpy old man optimist in me is always useful. He…

Can the Bankosaurus jump the asteroid?

There are regular forecasts of the end of banking as we know it … “Digital wallets are the Kodak moment of banking” – @BrettKing, renowned banking futurist began our Financial Services Horizons webinar today with discussions on the future of banks and financial services in the region. Stay tuned for more insights over the next…

The Indian FinTech Renaissance

I’ve covered in-depth views on FinTech in Africa, the Middle East (or is that West Asia?), Asia, Latin America and more, but feel that I skipped over India where the only in-depth views I’ve shared has been about PayTM. So, this time, it’s India’s turn. According to Ernst & Young – or is it just EY…