FinTech: Separating the wheat from the chaff
Some FinTech firms are quite old. Depending on how you call it PayPal, Zopa and others have been around for a couple of decades. They saw a downturn in 2008 with the financial crisis, and survived. But we are now in a different situation. 2022 is seeing the toughest times for all. Interest rates rising,…

The Finanser’s Week: 30th May 2022 – 5th June 2022
This week’s main blog discussions included … 70 facts about money to celebrate 70 years on the throne Today marks the day that celebrates the Queen being the monarch of Britain for the last 70 years, She was crowned on June 2 1952. To celebrate this event, the Daily Mail has published 70 facts about money…

SWIFT may not exist in five years, according to MasterCard
The CEO of MasterCard, Michael Miebach, stated at a conference the other day that SWIFT might no longer exist in next five years. Miebach was part of a panel on central bank digital currencies (CBDCs) at the World Economic Forum (WEF) but, as Shashank Bhardwaj writes on Forbes, once the panel was over a Mastercard…

70 facts about money to celebrate 70 years on the throne
Today marks the day that celebrates the Queen being the monarch of Britain for the last 70 years, She was crowned on June 2 1952. To celebrate this event, the Daily Mail has published 70 facts about money which puts her reign in perspective from a financial view. Worth a share: Cash The Queen was the…

A conversation between the angry banker and the activist consumer
For a few months now, I’ve given Gail Bradbrook, Co-Founder of Extinction Rebellion, a voice on this blog. The idea was to get understanding through talking. There have been many negative reactions, particularly this challenge from an angry banker. Since then, he has sent me several more negative emails, which I haven’t shared, but decided the…

Life, materialism and privacy in 2030
The year is 2030. I own something, have privacy on demand, and life has been better and worse. Back in 2016, Ida Auken (Member of Parliament, Parliament of Denmark) had an article published on Forbes: “Welcome To 2030: I Own Nothing, Have No Privacy And Life Has Never Been Better”. It gained traction, as it…

Mobile money: is Europe lagging? Is America ahead? Is China the leader?
There are lies, darned lies and statistics. This came to my mind when I saw a headline that 70% of the $1 trillion transacted by mobile telephones globally were taking place in Africa, according to the GSMA (Global System for Mobile Communications Association). I know that this is not true as trillions are being transacted…

The Finanser’s Week: 23rd May 2022 – 29th May 2022
This week’s main blog discussions include … Are FinTechs being valued as a financial or a tech? I was struck by a comment made by Chris Brendler, an analyst at D A Davidson, about FinTech Affirm (a US BNPL start-up): “These hybrid financial technology stocks trade like tech stocks, when they’re growing really fast and…

Are FinTechs being valued as a financial or a tech?
I was struck by a comment made by Chris Brendler, an analyst at D A Davidson, about FinTech Affirm (a US BNPL start-up): “These hybrid financial technology stocks trade like tech stocks, when they’re growing really fast and the financial side of their business doesn’t cause any problems but, if you start having higher losses…

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