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I’ve talked a lot about a global basket of digital currencies becoming the norm. Then, as I started developing ideas for my next book – CeFi vs DeFi – I realised that the way the world is moving is to have both. Why can’t we have stablecoins based on a basket of USD and RMB…

I’ve had this thing about decentralised finance for some time. The reason? Libertarians say that we can now have money without government. From my side, I argue that’s wrong. You can’t have money without government. The question is: who is the government? You cannot have money without government, but the government can just as easily…

You’re probably fed up with discussions of First Republic’s failure and its acquisition by JPMorgan by now. It is a bit strange however, as First Republic is very much a bank for the wealthiest people in West Coast America (think of the bank of Mark Zuckerberg) so, what’s going on? If you already know, then…

I was quietly annoyed by one of the headlines I saw the other day: Using crypto for crime is not a bug — it’s an industry feature It’s an attack on the whole idea of cryptocurrencies in an opinion piece by Financial Times columnist Jemima Kelly. She talks about being heckled for saying that crypto…