Blog Index

The main blog headlines are … Are you really a digital bank? (just shake it off) I was in a conversation the other day where someone asked me how I can tell if a bank is really trying to be a digital bank or just a bank. Off-the-cuff I immediately …

The main blog headlines are … Making a hash of it I’m having lots of discussions about tokenisation and cryptocurrencies, and it often boils down to hashing the data. Hashing data is taking the source information which may be your account details or card information and shortening it into a …

The main blog headlines are … 9 out of 10 blockchain trials go nowhere I just read an interesting new report from Deloitte about blockchain. They tracked the history of 86,034 blockchain projects hosted on GitHub since 2009 to pull out “key lessons” on where the blockchain industry is going …

The main blog headlines are … Excuse me, but would you like this chip in your vein or your brain? Lots of people talk a good talk about the internet of things and how my washing machine could now make purchases but my question is: what would my washing machine …

The main blog headlines are … Will platforms replace governments? I often talk about my week in Hangzhou last year, writing the case study on Ant Financial for the new book Digital Human, and particularly the words of Jack Ma on how he sees managing the Alibaba platform: Management. The …

This week’s main blog headlines are … Who has the most valuable bank brand? I just got The Banker magazine’s February issue discussing the top banking brands of the world. Timely, as I have been talking about trust and brands this week. In particular, I guess I was surprised the …

The main blog headlines are … Tencent’s WeChat Pay is AliPay major rival I’ve written a lot about Ant Financial – they’re a 30,000 word case study in my new book – mainly because they are the first payments platform to focus upon global reach for financial inclusion. That is …

This week’s main blog headlines are … The wealth divide is growing and threatening A final reflection on the way of the world before getting back to FinTech and banking. Whilst on holiday, we became interested in buying a property in Dubai, and began making enquiries. It soon transpired that …

The main blog headlines are … #Brexit, Banking and Equivalence As usual, the Financial Services Club was delighted to host David Doyle as our starting speaker for 2018, and he presented a fine overview of all the things bubbling as top  of the agenda in the European Union’s regulatory plans …

This week’s main blog headlines are … Banking as usual is NOT an option I’ve blogged quite a bit about adapting to change lately, and will continue to do so as banking-as-usual (BAU) is not an option. It’s similar to standing in the middle of the road. If you stand …

The main blog headlines are … 20 of Europe’s hottest fintech start-ups to watch in 2018 I really liked this article by John Kennedy over at Silicon Republic, and decided to reproduce it here as it’s fitting for the kickoff of 2018. Who are the fintech start-ups in Europe worth banking …

Here are the most read blog entries on The Finanser in 2017, starting with the most popular first: 5 Banking Tech Trends for 2017 How banks are getting around open banking and PSD2 The Top 1000 banks in the world 11 FinTech trends you need to follow bitcoin or ether: …

This week’s main blog headlines are … Happy holidays and one last piece of 2017 news Merry Christmas and a Happy New Year everyone. That’s 2017’s blogging over for me. Back on January 2, 2018, with more news about my new book coming out in March, Digital Human. A few comments: …

This week’s main blog headlines are … Look East for innovation I often talk about faster horses and how banks think digital is doing banking cheaper and faster. It’s all about efficiency and effectiveness. So, I was asked the other day: where is the car? After all, it’s easy to …

This week’s main blog headlines are … How difficult is financial inclusion? There were lots and lots and lots, literally, of focus upon mobile and financial inclusion in my Sudan conference. I guess because only 4% of the adults who live there are banked. You heard me, just four percent. …