Grid

I just had this chat on twitter, based upon my line: Question Everything! Question everythinghttps://t.co/jxovLjMuns pic.twitter.com/5Nz07Z0BmF — Chris Skinner (@Chris_Skinner) May 19, 2023 My friend Ajit asked WHY? My answer was: because, if you don’t, you accept everything as it is … which is not right when everything is changing around you. This reminded me…

I’ve written quite a lot about Revolut and Monzo, as well as many other challenger banks. Now, as we hit hard times with rising inflation, interest rates and a recession looming in so many markets what’s the state of the fintech nation? Well, it’s challenging for challengers. Some are doing well, but many are being called out for…

Some years ago, I was talking about corporate transformation and the move from command-control to coach-counsel organisations. Command-control are businesses that run in a military style. You do what I tell you to do and obey the rules. Coach-counsel was far more developmental. How can I help you achieve your dreams. Some described the former…

2023 is proving to be a really weird year. On the back of a pandemic, we have a world where interest rates are rising, business is contracting, tax is going up and confidence is going down. I cannot see anywhere in the world that is stable or normal. We have war in Europe; China has…

Technology is making catfishing a new art form that is getting better every single day. What is catfishing? Catfishing refers to when a person takes information and images, typically from other people, and uses them to create a new identity for themselves. Therefore, I was struck by this when a tweet by my friend Dave Birch noted…

This week’s main blog discussions include … Decentralised versus centralised On the one hand we want order and control; on the other, we don’t want to be ordered or controlled. We want governance, but we don’t want to be governed. We appreciate structure, but we don’t want to have that structure tell us what to…

Will the USA default on its debt or just raise the ceiling? Another horror story from the ranks of Revolut and more excuses from bank execs who never seem to shoulder the blame for anything! AND – that’s now the second episode in a row where the team didn’t mention Elon Musk – yes, we…

On the one hand we want order and control; on the other, we don’t want to be ordered or controlled. We want governance, but we don’t want to be governed. We appreciate structure, but we don’t want to have that structure tell us what to do. The issue is a basic one: how far can…

I just shared a speech by Christopher J. Waller, member of the Board of Governors of the Federal Reserve System, that started with this comment: “Climate change is real, but I do not believe it poses a serious risk to the safety and soundness of large banks or the financial stability of the United States.”…

It’s interesting how countries and regions are responding to all of the interest in cryptocurrencies. The European Union is the latest to make a move with DAC8. What’s DAC8? It is the new eighth directive on administrative cooperation. That’s fun, isn’t it? The new Directive is all about tax transparency rules for any platform or…