Chris Skinner's blog

Shaping the future of finance

What to do if your bank tells you to f*ck off?

Jamie Dimon, the chap that runs JPMorgan, has just stirred up a big debate about debanking by accusing Trump Media, the folks that run Donald’s Truth Social platform, of ‘making up things’. What things are they making up? That they’ve been debanked by JPMorgan for their political affiliation. The thing is that Jamie then poked…

The decline and fall of the European empire

Being raised on an independent island, I learned lots about British history. For my GCSE’s, it was all about learning Henry VIII’s story of leaving the Holy Empire of Rome to marry Anne Boleyn and the story of the first and second World Wars. We knew nothing about Europe, let alone the rest of the…

The Finanser’s Week: 1st December –  7th December 2025

This week’s main discussions include … Spacecoin: a currency for astronauts? I just got an invite to invest in Spacecoin. What is that? SPACECOIN is a visionary cryptocurrency built for the space economy and designed to offer a decentralized, efficient, and secure platform for interplanetary trade investors and exploration. WTH? What’s the next tech revolution?…

Spacecoin: a currency for astronauts?

I just got an invite to invest in Spacecoin. What is that? SPACECOIN is a visionary cryptocurrency built for the space economy and designed to offer a decentralized, efficient, and secure platform for interplanetary trade investors and exploration. WTH? My initial reaction was the idea that this is launching a cryptocurrency for those who want…

I love my robot, but does my robot love me?

Are we giving up on dating and instead putting all of our demands onto digital people who are programmed to behave and speak exactly how we want? A new survey of 2,000 British men and women between the ages of 18 and 45 produced by Equimundo, a US-based non-profit organisation, found that men have simply…

What’s your point?

This question popped into my head as I’ve asked it before. You need to stand for something or you fall down, But what is your point? Do you ever wonder what your purpose is? I was intrigued by Billie Eilish and Lewis Hamilton presenting at a recent awards ceremony and making comments: “Love you all, but there’s…

What’s the next tech revolution?

I wanted to expand on my theory of a third technology revolution. The first technological revolution was the mainframe. It automated core administrative processing between back and front office. It is the infrastructure that built SWIFT, Visa and MasterCard. It’s the core platform of most banks, with almost half of them running on COBOL mainframe…

Predicting the future: are you mad?

I take pride in how many things I’ve predicted in payments and finance. that have come true from Digital Banking to cloud to BaaS to crypto and more, but I didn’t predict a lot of things, such as the financial crisis of 2008, the sovereign debt crisis that followed and the pandemic that came after…

The Finanser’s Week: 24th November –  30th November 2025

This week’s main discussions include … Those who built our digital world are digging our graves Just stumbled across an update from Stephen Klein, one of the leading voices on LinkedIn. He wrote a fascinating update about how the digital billionaires are insuring themselves for the possible impact of an apocalypse and are spending billions on…